Broker Check
Roz Financial

Michael R. Rozovics, CPA, CFP®

1580 N. Northwest Highway
Suite 120
Park Ridge, Illinois 60068
847.699.7600


Facebook   LinkedIn   Twitter
The Cost of Procrastination When Special Care Is Needed: The Special Needs Trust Consider These 3 Things Before Driving Off the Lot Can Election Results Predict the Market?

Field your dreams.

Why Is Investing Like Baseball?

The are both America's favorite pastimes. A strategic process that requires discipline and patience.

"What's nice about investing is you don't have to swing at pitches. You can watch pitches come in one inch above or one inch below your navel and you don't have to swing. No umpire is going to call you out. You can wait for the pitch you want."

Warren Buffet

During the course of a lifetime, personal circumstances change. Some of the most important financial decisions you make, will be the result of marriage, parenthood, home ownership, college education, and retirement. Wherever you are in life, there are several factors to take into account that may affect your financial situation.

Roz Financial is dedicated to helping individuals, families, and business owners develop a long-term, customized plan to help meet their personal and financial goals and dreams. Our job is to examine and take inventory of your financial history both past and present and work with you to establish a strategy to help you attain your desired wealth.

At Roz Financial we put your needs and interests first. We want to keep your financial future sound by monitoring your progress and keeping you in scoring position. Call our office at (224) 612-7057 to schedule a complimentary consultation with one of our Certified Financial Planners ®. 

Sponsor

Roz Financial is a proud sponsor of Dup15q Alliance. Dup15q Alliance provides support and promotes awareness, research and targeted treatments for chromosome 15q11.2-13.1 duplication (dup15q) syndrome. 

Learn more at www.dup15q.org

Helpful Content

The Business Cycle

The Business Cycle

How will you weather the ups and downs of the business cycle?

Jane Bond: Scaling the Ladder

Jane Bond: Scaling the Ladder

Agent Jane Bond is on the case, uncovering the mystery of bond laddering.

When Heirs are Imperfect

When Heirs are Imperfect

The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.

 

A Look at Diversification

Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.

What Is a 1035 Exchange?

1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.

9 Facts About Social Security

There are things about Social Security that might surprise you.

Investing with Your Heart

For some, the social impact of investing is just as important as the return, perhaps more important.

Should You Borrow from Your 401(k)?

Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase?

The Anatomy of an Index

The S&P 500 represents a large portion of the value of the U.S. equity market, it may be worth understanding.

View all articles arrow

Bi-Weekly Payments

This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

Should I Pay Off Debt or Invest?

This calculator will help determine whether you should invest funds or pay down debt.

Federal Income Tax

Use this calculator to estimate your income tax liability along with average and marginal tax rates.

Impact of Taxes and Inflation

Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.

Estimate Your RMD

Help determine the required minimum distribution from an IRA or other qualified retirement plan.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

View all calculators arrow

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

View all presentations arrow

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

Surprises

Making the most of surprises is a great reason to work with us.

The Real Cost of a Vacation Home

What if instead of buying that vacation home, you invested the money?

Retirement Redefined

Around the country, attitudes about retirement are shifting.

The Fed and How It Got That Way

Here is a quick history of the Federal Reserve and an overview of what it does.

Do You Feel Lucky?

Recent changes in estate tax laws could affect the strategy you have in place.

View all videos arrow